Monday, May 5, 2014

May Insurance Tips

 
Summer is on it's way! Before we know it there will be Memorial Day barbecues and weekends at the lake.
 
That's why now is a great time to review extra insurance coverage on all your summer toys. Read below for things to consider and review with your insurance agent before the big items come out of Winter storage.
 
RV - Your motorhome or travel trailer needs insurance coverage, especially if you'll be driving or pulling it this year. Even if you don't have a loan on your RV, you will want it covered for theft or damage. Whether they are parked on a lake lot for the season or driving cross country, we offer RV policies to fit your needs. Just call us for a quote.
 
Boat - The same thing goes for your boats and jet skis. You've made a big investment and it's important to protect them. Not only should you worry about damage to your boat, but also make sure you have the proper amount of liability coverage. Don't forget your life jackets!
 
Motorcycle - Ready to hit the road for a long drive? Remember to brush up on your safety skills and always wear a helmet. Don't forget to make sure your motorcycle has liability coverage just like your vehicle! We can help you determine what coverage you need.
 
Swimming Pool - If you own a pool, then you need extra liability coverage including a Personal Umbrella Policy. Don't skimp on your coverage and make sure you have the pool area secured and safe.
 
Summer is a lot more fun when you know that your high price recreational items are properly insured and protected. Take the time to call us for a quote or to review your current coverage. Call 615-793-9000 today!
 
 
 


Auto Insurance for New Graduates


So you just graduated and are ready to go out on your own. You've figured out your rent and have your own car, but now you need insurance. Where to begin?
 
Here's a few things you need to know...
 
First, you must have liability insurance. It's required by the state and pays to fix the vehicle of anyone you might hit or to fix property that you might damage in an accident. Liability coverage fixes the other person's car.
 
If you want your car to be covered, then you'll need comprehensive and collision. It costs a bit more, but protects your vehicle. You'll be required to have this if you are paying off a car loan.
 
You always want to make sure your insurance is paid in a timely manner. If not, you run the risk of not being covered if you have an accident and receiving a ticket for not having proof of coverage (which can get very expensive!).
 
If you are afraid you can't make the payment on time, call us at 615-793-9000 and let us review your policy and discuss your options.
 
How can you lower your insurance cost? Having a good credit score, not having tickets or accidents, and having regular insurance reviews will keep your cost manageable. Let Webb Pickard Insurance & Investment Services work with you to create an affordable plan that will protect you while also giving you the most bang for your buck.
 
Give us a call at 615-793-9000 to get started today!