So you just graduated and are ready to go out on your own. You've figured out your rent and have your own car, but now you need insurance. Where to begin?
Here's a few things you need to know...
First, you must have liability insurance. It's required by the state and pays to fix the vehicle of anyone you might hit or to fix property that you might damage in an accident. Liability coverage fixes the other person's car.
If you want your car to be covered, then you'll need comprehensive and collision. It costs a bit more, but protects your vehicle. You'll be required to have this if you are paying off a car loan.
You always want to make sure your insurance is paid in a timely manner. If not, you run the risk of not being covered if you have an accident and receiving a ticket for not having proof of coverage (which can get very expensive!).
If you are afraid you can't make the payment on time, call us at 615-793-9000 and let us review your policy and discuss your options.
How can you lower your insurance cost? Having a good credit score, not having tickets or accidents, and having regular insurance reviews will keep your cost manageable. Let Webb Pickard Insurance & Investment Services work with you to create an affordable plan that will protect you while also giving you the most bang for your buck.
Give us a call at 615-793-9000 to get started today!
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